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Find Out If A Reverse Mortgage
Is Right For You

Use our FREE Reverse Mortgage Evaluator to find out
how a reverse mortgage could work for you!

Get Personalized Advice From A Reverse Mortgage Expert!

Thinkingreverse is in Texas and only originates Reverse Mortgage loans in Texas!

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What’s Next?

That is a Great Question!

It does not matter if you’re just starting your investigation into reverse mortgages or if you have made up your mind to go forward − we want to make sure you have clear guidance and fully understand the simple steps involved. Beginning the process with a private consultation with one of our Dallas reverse mortgage consultants, who will make sure you have proper direction, education and all the facts will be a huge plus. You’ll be much more comfortable moving forward with a decision that’s right for you.

Reverse Mortgage Tips By Michael Harrell
Before Application

Again, a confidential consultation with one of our reverse mortgage specialists will help us understand your needs and future goals. We can layout simply what will take place, what is necessary and provide you with the tools necessary to make sure everything is clear. You will receive program comparisons, cost and fee breakdowns should you choose to move forward with a Reverse Mortgage. This is a NO Obligation consultation!

Reverse Mortgage Tips By Michael Harrell
Required HUD Counseling Session

A HUD approved counseling session is an important beginning step. HUD counseling will give you additional education and direction. These counselors are trained and certified for reverse mortgages. Most sessions are conducted on the phone and usually take about 45 minutes. Counseling can also be in person. Upon completion, you will receive a certificate signed by your counselor signifying your ability to move forward. They will go over every point and are un-biased. They will also go over your personal circumstances and make sure you have been given all the tools necessary to make a final decision.

Other topics they will cover include:

  • Alternatives to a reverse mortgage. Do you have other options?
  • All the fees and costs associated with a reverse mortgage.
  • How a Reverse Mortgage is different from a traditional mortgage.
  • Real estate taxes, homeowner’s insurance, and property maintenance that you are responsible for and the consequences of non-payment.

What is the Reverse Mortgage Process?

Your Application.
Your Appraisal.
Your Title Report.
Underwriting Your Loan.
Closing Your File.
Funding Your Loan.
FREE Download

What You Need to Know About
Reverse Mortgages

Your family members or trusted advisors may want or need to know more about a reverse mortgage. This pamphlet will give a general overview that is easy to read and understand.

Reverse Mortgage Guide

Working With Michael Harrell Group on Your Reverse Mortgage in Dallas

Are We Still Here for You? You bet we are! Many of our Clients stay in touch with us and we want you to know should you need us for anything in the future, we are just a toll-free call away. If we do not hear from you, it is likely we will reach out just to make sure you’re doing well and everything about your loan is satisfactory.

We want you to be our Customer forever!


Receive a Personalized Analysis Specifically For You
Diane V.
Diane V.
01:35 22 Feb 23
I was looking into a reverse mortgage shortly after my husbands passing. We talked about it often. We both thought it was a wonderful choice so I could stay comfortably in our home. Biggest decision I ever made was choosing someone who would stay with me through the entire process. I relied on my daughter ( who is a realtor) to find a professional and who had earned the respect in this industry. Without a doubt Michael Harrell was our choice. He made and exceed my every expectation. He walked me thru every step sometimes more than once. It is a lot to understand. You definitely have to have whole heart confidence in your choice. He has a lifetime of experience, intregrity and he truly loves his job. He carried me thru from start to closing. I will be eternally grateful for his positivity and friendship.
Maritza R.
Maritza R.
16:03 06 May 22
Mike is by far one of the best I have worked with.
Mardi D.
Mardi D.
18:42 22 Nov 21
I highly recommend Mike Harrell. Very professional, courteous and knowledgeable. Answered every question I had and followed up with all the information and assistance I needed. He personally attended our closing to assure everything was done correctly. I would definitely recommend him for anyone seeking a Reverse Mortgage.
Whitney K.
Whitney K.
14:36 04 Oct 21
My grandparents used Mike Harrell for their Reverse Mortgage. He was an absolute pleasure to do business with! Mike is the best of the best. He knows this business inside and out and took time to make sure my grandparents understood the process and all that was involved. It was so nice to feel like they were being taken care of. He is trustworthy, super knowledgeable and really cares about his clients. Thanks so much for everything, Mike!
kate W.
kate W.
01:27 24 Sep 21
Navigating the Reverse Mortgage process for our family seemed daunting until we met Mike and his team! He is the best of the best and we wouldn’t dream of working with anyone else. Mike is an expert communicator, savvy, and wastes no time tackling the whole process…all while communicating with us through every step along the way. If you’re looking for a seamless Reverse Mortgage facilitator and team of experts , look no further. Thank you, Mike!
Leo H.
Leo H.
21:22 20 Sep 21
I have known and worked with Mike Harrell for many years in the mortgage industry. By far he is the most conscientious reverse mortgage originator I know. With his vast knowledge and experience he is able to do loans that others would walk away from. He is a straight shooter from the beginning to the end of the process.
Mae B.
Mae B.
16:21 31 Aug 21
Mike Harrell is nothing short of amazing and immensely knowledgeable in the mortgage world! When I think of who I would want to help my family with a mortgage, it is hands down Mike Harrell. He has gone above and beyond for all his clients at Michael Harrell Group. Many moons ago, he took a chance on hiring me at 19 years old and was an amazing man to work with. I will forever refer all my closest friends and family members to Mike for their reverse mortgage needs! Thank you for all you have done Mike!
Delilah D.
Delilah D.
20:48 26 Aug 21
I can't imagine what we would have done without Mike. He helped my husband and I through the Reverse Mortgage process and was there every step of the way! He is GREAT!! Thank you so much Mike.
Carol R.
Carol R.
21:25 17 Aug 21
Mike was recommended to us for a Reverse Mortgage, and we could not be happier with his help. It has been a few years and there have been absolutely no problems.Mike worked with us on all the forms to be filled out and made it so very easy for us to get the reverse mortgage done. He is always very easy to reach and extremely helpful with any questions or concerns (of which there have been very few).Mike is very easy to contact any very, very easy to talk to. We would not even consider contacting anyone else if there were a problem.You need not search any further than Mike Harrell for any of your Reverse Mortgage needs. Just for the record, we have not met Mike in person and have no reason to recommend him--other than his open and honest helpCarol and Bill RobisonWichita Falls, Texas.
Don T.
Don T.
19:28 13 Aug 21
The Michael Harrell Group is the best no one better I highly recommend them.
Susie Mae T.
Susie Mae T.
21:14 11 Aug 21
Michael Harrell, help my husband and I with our reverse mortgage. I am thankful that he did our loan. This was right on time just before the COVID-19 virus. Thank you very much Michael Harrell
Jackye M.
Jackye M.
14:21 11 Aug 21
Using Mike Harrell to help my grandparents get through the Reverse Mortgage process is one of the best decisions we have ever made! We had so many questions, and Mike always took his time, and answered each and every one of them every step of the way. He was easy to get in touch with, always answered his phone when we called, responded quickly to emails, and even called us to give updates. He was professional, knew the program like the back of his hand, and was up front and honest about the process, the pro's and cons and was candid about whether or not a Reverse was a good fit for them or not. We can't say enough about him or thank him enough for helping us all the way to the very end. We would recommend him to anyone - without question. Thank you Mike!!
Christy O.
Christy O.
22:34 10 Aug 21
Thomas K.
Thomas K.
12:27 10 Aug 21
Mike is hands down the only loan officer I would use for a reverse mortgage!! I thank you for what you have done for my family and will continue to recommend you to other families that need your help.
Justin V.
Justin V.
22:33 05 Aug 21
Mike is hands down the best loan officer I’ve ever had. He knows the business inside and out. I’d recommended him to anyone I know who needs a mortgage and already have to my personal friends and family. Thanks, Mike!
JOE R.
JOE R.
00:03 20 May 21
Mike, just a little note telling you how appreciative I am of you getting my reverse mortgage loan across the goal line. I don't think I have ever had the service and expertise in any other loan application in my life. You had all the answers plus some. It seems the knowledge you have of your product line is at least a 110%. I really appreciate the hard work, time in effort. MANY THANKS, JOE RANIERI
debra j
debra j
22:44 19 May 21
Mike Harrell is the best. He took our reverse mortgage application and guided us weekly through the process. He made this a stress free loan and we were very anxious at first. We trust Mike explicitly and would refer him to anyone.
KO
KO
16:30 19 May 21
James B.
James B.
15:18 19 May 21
Bobbie G.
Bobbie G.
13:31 19 May 21
When I talked to several lenders investigating a reverse mortgage for my Mother, it was Mike Harrell who took the time to help me understand the complexities and how it would help our situation. He took care of everything and made sure we knew exactly what was next. My stress level disappeared and everything went exactly as he said it would. Thank you Mike.
Wanda A.
Wanda A.
02:43 19 May 21
Reverse Mortgage is the best think I ever did ! Was such an easy process with Michael Harrell Group. Thank you so much!
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